How Much Does An X Ray Cost Without Insurance?

An urgent care x-ray can cost you between $120-$325 out of pocket. The price at the emergency room is between $260 and $460. However, additional fees and views can push up the cost even further. How many x-rays you receive, administrative costs, additional testing, and procedures can all affect how much you pay. Once your deductible has been met and you have insurance, the price of an x-ray will also depend on your co-pay.

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The Out-of-Pocket Cost of X-rays

Several urgent care centers offer x-ray services. The prices for x-rays at ProHealth Care, MedRite Urgent Care, GoHealth Urgent Care, ModernMD Urgent Care, and CityMD are listed below. You should always ask about the cost before receiving an X-ray because it can change depending on your specific medical needs.

Cost of an X-ray

The price of an x-ray might differ significantly based on your insurance type, your deductible, whether you pay cash, the type of x-ray you require, and even the location or facility you use.

without insurance

An x-ray will set you back between $100 and $1,000 if you don’t have insurance. The typical cost of an x-ray is between $260 and 460.

The cost varies depending on the supplier, where you are receiving the x-ray, which body part needs the x-ray, and how many views are required.

For instance, a 2-view chest x-ray at a major hospital system in Texas was estimated to cost $544 without insurance. The price with insurance was $112

Hospitals must now publish the cost of their treatments online as of January 2022.

You might use this as an opportunity to shop around and find the best offer.

Having Insurance

X-rays are usually covered by insurance.

If your deductible is large and you haven’t met it, you will be responsible for paying for the x-ray yourself until you do. Your deductible may be anything from $100 to $1,000.

You should contact your insurance company to find out what your co-pay and coinsurance will be if your deductible has been met.

Before calling your insurance, ask your doctor for the operation and diagnosis codes.

Give your insurance provider these codes, let them know the names of your neighborhood hospital, urgent care facility, and independent radiology/imaging center, and ask them how much each facility would cost.

An x-ray may occasionally be rejected by insurance. This may be done for a variety of purposes, sometimes something as straightforward as decoding a diagnostic.

However, you can still choose to have the x-ray by paying cash if your insurance won’t cover it (paying out-of-pocket).

Since you do not have to wait for insurance processing or approval, paying out-of-pocket is rapid. However, it is crucial that you get in touch with imaging facilities to find out what the cash-pay cost will be.


An image of the chest, lungs, hearts, ribs, major arteries, and diaphragm is captured during a chest x-ray. Two photos are typically taken while you are standing in front of the x-ray equipment.

You will be asked to hold your breath for a short period of time while the radiologists take the image. A chest x-ray typically costs $420 on average across the country.


The cervical spine, thoracic spine, and lumbar spine are the three regions of the spine for which we can take an x-ray. A lumbosacral x-ray is frequently taken in the lower back, which includes the sacrum.

The seven vertebrae in your neck are examined using a cervical-spine series.

This series can be helpful in various contexts, such as evaluating degenerative changes, and is essential for trauma evaluation.

A thoracic x-ray shows images of your mid-12 spine’s vertebrae. You lie on the x-ray table in various positions while the photographs are being taken.

Your thoracic spine will be imaged while the machine is moved over the area, and the technician will instruct you to hold your breath for a brief period of time.

Two to three views are typically required. It is frequently used to assess back discomfort in the upper to middle regions.

An image of the little vertebrae in the bottom section of the spine can be seen on a lumbosacral x-ray. It also covers the region where the spine and pelvis meet.

You will be requested to lie on the x-ray table in various positions as the machine is moved over the area in order to obtain the images.

You will be asked to hold your breath for a short period of time while the technician takes the photos. Three to five photos must normally be taken.


A dental x-ray is a picture of the mouth and teeth. The technician will put a tab in your mouth and instruct you to bite down on it.

To get a view of all the teeth, the tab typically needs to be placed at several angles.

The price of dental x-rays can range from $20 to $250 depending on the type of imaging your dentist requires.


Typically, a foot x-ray is a quick and simple procedure.

On the x-ray table, you will be instructed to remain motionless while the technician takes three photographs. The $290 national average cost.

Various Facilities

Each facility will charge differently for an x-ray. You might instinctively want to run to the hospital.

However, getting an x-ray there is often the most expensive option.

Undoubtedly, the hospital may offer the best overall care and treatment in an emergency.

The least expensive alternative would be an urgent care center or an outpatient clinic with same-day availability if you are not experiencing an emergency.

Of course, the emergency room is advised in this circumstance as well if you have suffered a serious injury or accident and require a surgeon’s evaluation.

Radiology services are provided by some outpatient clinics.

You can use the clinic locator provided by the U.S. Department of Health and Human Services to identify clinics that provide discounted rates based on your income.

This is a fantastic tool for finding the closest, reasonably priced clinic, and you can contact tothem make an appointment and find out whether they have the treatments you need.

Cost-Influencing Factors

The price of your x-ray will depend on a few factors.

Insurance coverage: X-rays are not always covered by insurance policies. You might be responsible for covering the cost of the service if your deductible has not yet been reached. The cost of the visit will be determined by your insurance’s co-pay and the amount of coinsurance you pay after your deductible has been met. To discover out, you may always give your insurance a call.

Depending on the sort of damage you have, extra tests or treatments may occasionally be necessary. These may consist of blood tests, sutures, or other diagnostic procedures.

Medication: Depending on how much pain you are experiencing, you may require painkillers or perhaps antibiotics if you think an infection might be a problem.

How to Reduce Costs

When you require an x-ray, there are a few different strategies to save expenditures.

Location: Where you get your x-rays will have a big impact on how much you pay. It will be less expensive to use an urgent care center or outpatient clinic instead of an ER. But please be sure to visit the hospital emergency room if the case is urgent.

Examine the significance of your x-ray: Make sure you are aware of the x-intended ray’s use and that your doctor has given the order.

If your condition is not an emergency, phone around to several facilities and compare their x-ray prices.

Getting the Best Deal

The majority of medical imaging treatments, including MRIs, are highly expensive, which increases patient frustration because they are already going through a painful procedure. The stress these operations cause can be greatly reduced by doing your homework in advance to identify the facility, radiologist, and price that are best for you.

In the existing healthcare system, hospitals, imaging facilities, and doctors are free to set their own fees for the operations they carry out and, in many situations, are not even required to justify or disclose their costs in advance. The same exact operation can be performed in a comparable location—which may be just down the street—for hundreds or even thousands of dollars less because they very rarely disclose their costs upfront.

Compared to hospitals, free-standing, in-network imaging centers charge around 2/3 LESS for ultrasounds, MRI, PET, CAT scans, and other procedures.

If you have insurance, Medicare, or Medicaid, it is vitally essential that you are knowledgeable on the specifics of your plan before undergoing any procedure. As coverage rules are always changing, make sure to do your homework or get in touch with the business ahead.

It is crucial that you take the time to look around for the best facility that matches you and your needs because the cost of the same operation can vary greatly depending on where you get it done. It is crucial that you pick a location that will make you comfortable during an occasionally uncomfortable scenario, whether it be a neighborhood hospital or imaging center. Finding a competent, experienced radiologist or radiology center is crucial, as is locating the most affordable option.


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