The average cost of blood testing without insurance is $432, but depending on the tests ordered, the cost may be as high as $1,000. Bloodwork can be cheaper in a number of ways, including by visiting neighborhood health centers or ordering at-home lab testing.
The majority of high deductible health plans only pay for the annual blood test when a primary care physician in the network orders it. You could have to pay out of pocket if the bloodwork is subject to a deductible.
How much does bloodwork cost without insurance?
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Starting at just $29, we provide lab tests in categories including general wellness, heart health, nutrition, STDs, and pregnancy. You have the option of ordering individual tests or selecting a package that, for an added discount, bundles many tests together. There are no unforeseen fees or additional expenditures with our upfront, transparent pricing. For a complete listing of testing choices and costs, visit our testing menu. Call us at 1-888-732-2348 during business hours if you need help or can’t find the test you’re searching for. A person will always be available to chat with you.
Different Types of Blood Work
Your healthcare physician might advise you to get a variety of blood tests. The following are some of them.
Complete Blood Count (CBC): This blood test is frequently requested to assess your general health and check for bodily problems. A CBC measures your hemoglobin, platelets, and red and white blood cells (i.e., the protein in your red blood cells that carries oxygen throughout your body).
Lipid Panel: Lipid panels evaluate the amounts of fatty compounds in your blood, including HDL cholesterol, LDL cholesterol, triglycerides, and total cholesterol.
Atherosclerosis, which is the hardening and narrowing of an artery and can cause a blockage that could cause a heart attack, stroke, or even death, may be more likely to develop at higher-than-normal levels. Depending on your age and risk factors for cardiovascular disease, these screenings may be performed more frequently.
Basic Metabolic Panel (BMP): The BMP tests your kidney and blood sugar levels. It can show whether your blood pressure is normal, whether you have low blood sugar (also known as hypoglycemia), whether your kidneys are in good shape, and whether you may be at risk for diabetic ketoacidosis, which is a buildup of acid in the body. Many medical professionals advise having this test done once a year.
Comprehensive Metabolic Panel (CMP): A CMP test contains six additional tests that assess liver function in addition to measuring the same markers as the BMP test. If you have diabetes, liver illness, or even kidney disease risk factors, your doctor might advise you to get this test.
A1C: The hemoglobin A1c test, commonly known as the glycosylated hemoglobin test or A1C test, is used to diagnose both type 1 and type 2 diabetes and to assess how effectively treatment is working in patients with both illnesses. This examination measures your blood sugar levels over a two- to three-month period.
Vitamin D: This blood test can determine whether your blood contains adequate amounts of vitamin D. It establishes your vulnerability to vitamin D deficiency and insufficiency, which can result in diseases like osteoporosis or even weakened muscles.
Blood tests are used to diagnose sexually transmitted infections (STIs), which include chlamydia, gonorrhea, and syphilis. A blood sample is required for several STI tests, such as the ones for syphilis and the human immunodeficiency virus (HIV). If you show signs of a STI or are at risk for infection from sexual activity, your doctor will order this test. Your age and gender, among other things, will play a role in your doctor’s recommendation for this test.
COVID-19 Antibody: This blood test for COVID-19 antibodies is used to keep track of COVID-19 patients who are receiving immunosuppressive treatments. The test scans your bloodstream for the presence of COVID-19-related antibodies. Typically, medical professionals do not advise taking an antibody test to determine whether your vaccination was successful since certain types of antibody testing may not detect the specific antibodies created by vaccination.
Thyroid Stimulating Hormone (TSH) Test: This test determines the level of TSH in your blood and evaluates how well your thyroid is working. Among other disorders, hyperthyroidism or hypothyroidism may be the cause of a low TSH level.
Your age, risk factors, and symptoms of a thyroid issue will all affect whether your doctor advises TSH testing for you.
Find out how much blood work really costs without insurance and the advantages of ordering your tests online!
Routine Testing
Monitoring one’s general health includes getting blood tests done on a regular basis. Regular testing gives a baseline of the person’s blood levels for both them and their care provider. This enables the patient to compare their blood work to both their individual norms and the norms of the general community. Blood tests can detect the early beginnings of a health condition even when there are only minor variations that technically still fall within the normal range.
The ability to identify potential health issues and blood abnormalities early thanks to routine blood testing. With most health issues, the prognosis will be better the earlier the problem is identified.
Patients being treated for high-risk and/or often variable medical conditions like diabetes or hypertension also get routine blood testing. These conditions demand ongoing observation. In order to ensure that their organs are operating properly, people who take medications that impact organ functioning, such as the liver’s or kidneys’, frequently undergo blood tests. If there is a problem, doctors want to be able to find it and fix it as soon as they can because doing so may prevent the patient from harming important organs.
No Insurance
Even while blood tests are significant and frequently required, they can be very expensive if you don’t have insurance. The expense of medical care has significantly climbed over the past ten years, and current costs are exorbitant, even for routine surgeries and testing. The cost of a blood test at a lab might range from $100 for one straightforward test to $3,000 for numerous intricate test panels.
When a patient is uninsured, getting blood work done at a lab often costs roughly $1,500. Many people without insurance are discouraged from receiving the necessary blood tests due to the high expense of the test. Without health insurance, people frequently wait until they require emergency care because of their symptoms.
In the end, this causes illnesses to be detected later, which worsens the prognosis and typically raises the expense of therapy as a whole.
Online ordering
Online ordering of the tests is one technique to reduce the cost of blood work testing. Online blood work ordering is quick, easy, and cost-effective, saving you up to 85% off lab costs. Another advantage of ordering online is that, in most cases, no physician recommendation is needed, saving you money on a doctor visit.
People may easily go online, browse the tens of thousands of tests that are offered, and order the precise test that they want to take control of their health. After the test is ordered, the order is delivered to a nearby laboratory, which will conduct the examination.
Within 24 to 48 hours of the test, test results are sent by email. The email contains details on the test’s normal range so that anyone whose results fall outside of that range can schedule a consultation with their doctor to go over the findings.
Online blood test ordering enables people to actively participate in their own health and makes this crucial testing available to a much wider audience. When a patient doesn’t have insurance or has insurance but is on a high deductible plan, obtaining blood tests online is less expensive than getting them from a lab.
Insurance with High Deductibles
Not all tests are covered by insurance plans, despite the fact that many of them will partially pay for blood work. For instance, labs for elective procedures are typically not reimbursed by insurance. The term “elective” can be used to describe a variety of tests, including those that the patient feels are important but that the doctor has not officially ordered.
People are frequently deterred from taking control of their health by the out-of-pocket costs of these labs, which forces them to rely on the expertise and judgments of their doctors. For people whose insurance plans have high deductibles, this also becomes a concern. These people frequently end up spending the same amount as people without health insurance.
Because the insurance holder must pay the full cost of routine visits and procedures, high deductible insurance plans are frequently referred to as catastrophe plans. The real benefits of the plan only kick in when the insurance holder needs to undergo a particularly costly procedure or course of treatment.
A person may pay the full cost of all of their lab tests throughout the course of the year and never hit their deductible. Online lab orders are frequently less expensive for these people than going through their insurer.
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